Premature fundraising often leads to premature scaling — one of the leading causes of startup failure.
With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
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Joseph is currently being helped by a King's Trust youth support worker to help them find paid work.